A stylized logo with the letter M designed using a yellow and purple shape on the left side, followed by the black text MEDIA in bold uppercase letters on a white background.

Get Peace of Mind with UPS Ground Shipping Insurance Included

May 20, 2023
Anthony Robinson
Written by
Anthony Robinson
z7sfkxiaeqsrvs9rtep2nojs7jrruchivirwfyfwtutazl5ha out 0

Get Peace of Mind with UPS Ground Shipping Insurance Included

Are you someone who ships important packages on a regular basis? If so, have you ever considered the importance of shipping insurance? Accidents can happen, and packages can get damaged or lost during transit. That's where UPS Ground Shipping Insurance comes in, providing you with the peace of mind that your package is protected. Let's take a closer look at UPS Ground Shipping Insurance and its benefits.

Understanding the Importance of Shipping Insurance

Shipping insurance is essential coverage that protects against lost, stolen, or damaged packages during transit. According to the UPS Service Guide, insured shipments have a higher rate of successful claims, providing financial protection and reassurance for both senders and recipients.

Without shipping insurance, you could be responsible for the full cost of replacing or repairing a package if something goes wrong. Additionally, having shipping insurance enhances customer trust, especially for businesses that rely on timely and safe deliveries.

What is UPS Ground Shipping Insurance?

UPS Ground Shipping Insurance is an insurance policy automatically included with all UPS Ground shipments at no additional cost, covering up to $100 per package. For packages valued above $100, UPS offers UPS Declared Value Coverage, allowing coverage up to $50,000 for an additional fee. This extended coverage ensures that high-value items are fully protected during transit.

According to UPS, having declared value coverage can significantly reduce the financial impact of lost or damaged shipments, making it a worthwhile investment for valuable or irreplaceable items.

Benefits of Including UPS Ground Shipping Insurance

  • Peace of Mind: knowing your package is protected against unforeseen incidents.
  • Cost-Effective: insurance is included with UPS Ground shipments, eliminating the need for additional expenses.
  • Comprehensive Coverage: covers loss, theft, and damage, ensuring full reimbursement for the package’s value.
  • Customer Trust: businesses can build trust with customers by ensuring safe and secure deliveries.

Integrating UPS Ground Shipping Insurance into your shipping strategy not only safeguards your items but also enhances your business's reliability and reputation.

How to Access and Utilize UPS Ground Shipping Insurance

Accessing UPS Ground Shipping Insurance is straightforward. When you ship a package via UPS Ground, insurance is automatically included without any additional steps. For higher-value shipments, you can declare a higher value at the time of shipping for an extra fee. Here’s how to do it:

  1. Prepare your shipment as usual through the UPS platform.
  2. During the shipping process, enter the declared value of your package.
  3. Pay the additional fee based on the package’s value.
  4. Complete the shipment, and your package will be insured accordingly.

Proper packaging is crucial to ensure that your shipment is handled with care, further minimizing the risk of damage.

Coverage Limits and Understanding Carrier Liability

UPS Ground Shipping Insurance covers up to $100 per package by default. For packages exceeding this value, additional insurance can be purchased, providing coverage up to $50,000. It’s important to note the distinction between UPS Ground Shipping Insurance and general carrier liability:

  • Carrier Liability: Limited coverage included in the shipping cost, typically up to $100.
  • UPS Ground Shipping Insurance: Optional additional coverage that extends protection beyond the standard carrier liability.

Understanding these differences ensures that you choose the appropriate level of protection for your shipments.

Protecting Your Business with UPS Ground Shipping Insurance

For businesses that regularly ship products, UPS Ground Shipping Insurance offers vital protection against financial losses due to damaged or lost packages. By incorporating insurance into your shipping process, you:

  • Minimize the risk of unexpected expenses related to shipment issues.
  • Enhance customer satisfaction by ensuring reliable delivery and easy claims processing.
  • Maintain your business’s reputation by demonstrating a commitment to customer service.

According to a 2023 study by the Logistics Bureau, businesses that invest in reliable shipping insurance experience a 30% reduction in claim-related costs annually.

Types of Items Covered and Exclusions

UPS Ground Shipping Insurance covers a wide range of items, including:

  • Electronics
  • Clothing
  • Furniture
  • Musical Instruments
  • Sports Equipment
  • Household Appliances

However, certain items are excluded from coverage, such as:

  • Antiques
  • Artwork
  • Jewelry

For complete details on covered and excluded items, refer to the UPS Coverage Guide.

Filing a Claim with UPS Ground Shipping Insurance

In the event of loss or damage, filing a claim promptly is essential. Follow these steps to ensure a smooth claims process:

  1. Document the damage with clear photographs and detailed descriptions.
  2. Gather all necessary shipping receipts and proof of value.
  3. Submit the claim through the UPS Claims Center as soon as possible.
  4. Provide any additional documentation requested by UPS to expedite the claim.

Remember, UPS Ground Shipping Insurance typically covers only the cost of the item, not additional fees like shipping charges or taxes. Proper packaging and adherence to UPS guidelines can prevent claim denials.

Calculating the Cost of Additional UPS Ground Shipping Insurance

The standard UPS Ground Shipping Insurance covers packages valued up to $100 at no extra cost. For packages exceeding this amount, the cost of additional insurance is determined based on the package’s value and the desired coverage level. Here’s how to calculate it:

  1. Determine the total value of your package, including the cost of all items and any additional fees.
  2. Choose the level of coverage required, ranging up to $50,000.
  3. Refer to the UPS Declared Value table to find the corresponding fee based on the package’s value.

For precise pricing, visit the UPS Declared Value Coverage page or contact UPS customer service.

Frequently Asked Questions about UPS Ground Shipping Insurance

Is UPS Ground Shipping Insurance optional?

No, UPS Ground Shipping Insurance is automatically included with all UPS Ground shipments at no additional cost for packages valued up to $100.

What is the maximum value that can be covered per package?

The standard coverage is up to $100 per package. Additional coverage can be purchased for values up to $50,000.

What types of items are not covered by UPS Ground Shipping Insurance?

Exclusions include antiques, artwork, and jewelry. It’s important to verify coverage details with UPS before shipping these items.

How quickly should a claim be filed after a shipment issue?

Claims should be filed as soon as possible, preferably within 60 days of the shipment date, to ensure timely processing.

Can I upgrade my insurance coverage after shipping my package?

No, insurance coverage must be declared and paid for at the time of shipping. Upgrades cannot be made post-shipment.

Overall, UPS Ground Shipping Insurance provides invaluable protection and peace of mind for anyone who regularly ships packages. By understanding the coverage options and properly utilizing this service, you can ensure that your shipments are secure and your business remains resilient against unforeseen shipping issues.

A man with a beard smiles at the camera. He is wearing a gray t-shirt with a simple design on it. The background is plain white.

About the Author

Anthony Robinson is the CEO of ShipScience, a pioneering company dedicated to helping e-commerce leaders optimize their shipping decisions, reduce costs, and automate tedious processes. With a Bachelors Degree in Economics from Stanford University, Anthony brings over two decades of expertise in logistics, business development, and operational efficiency to the table.
Read More
Revolutionize your parcel shipping strategy.
Start your free trial
© Copyright 2025 ShipScience.com. All Rights Reserved.  Terms of Use  |  Privacy
All other trademarks and copyrights are the property of their respective owners.
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram